Small Business Insurance

Unless you’re an employer, business insurance is usually  legally required.  Operating without insurance is very risky given the tendency of people to file lawsuits at the drop of a hat.  Small businesses represent a significant investment of time and money, and your assets need protection.  Accidents, injuries, and natural disasters can strike at any time.

If you’re incorporated or operating as a limited liability company, your personal assets are not at risk for business liabilities.  Liability insurance is highly advised to protect your business from potential losses.  If you financed your company with a loan, the bank may require various forms of insurance to protect its investment.